Order a credit report online

Do you want to contact anyone? This section shows the dates that your name was registered on the electoral roll and the addresses you were recorded at.

How lenders use the electoral roll Lenders check whether you are registered to vote at your current order a credit report online address as aprecaution against fraud. If they dont find you or youre registered order a credit report online at a different address, they may ask for further proof of identity or even turn you down.

Are you on the electoral roll at your current address? Aliases are created when lenders tell us of other names you have been known by or when you tell us of other names you have used. Many people change their names when they marry or divorce. Others simply dont like the name they were born with or are given a title. This section lists your current and previous names here your aliases and allows you to find out who notified the name order a credit report online change. Are all your names recorded correctly?order a credit report online Financial associations show details of anyone you are financially connected to.

Financial connections are created by joint accounts, joint applications, joint court judgments or from order a credit report online information you give to us. When you take out a joint credit account, such order a credit report online as a joint credit card, you create a financial link with the other applicant, who is then listed in your order a credit report online credit report as a financial associate. credit theft Lenders may check the credit report of order a credit report online financial associates when you apply, because their financial circumstances could affect your ability order a credit report online to repay. Is the list of your financial associates up to date? This section of your credit report contains details about court judgments, bankruptcies and individual voluntary arrangements.

Your credit report contains information held on public records, such as court judgments for non-payment of debts, any order a credit report online bankruptcies or individual voluntary arrangements (IVAs).

Is the information taken from public records correct? Bankruptcy, IVAs and court judgments Records of court judgments and IVAs are held on your credit report for six years and bankruptcies are there for at least the same length of time. Debts repaid within a month of a court judgment can be marked as Satisfied. how to get credit report Are details of court judgments, IVAs and bankruptcies up to date? Credit account information shows details of your credit agreement with lenders.

The term "credit" covers every account that gives you something of value money, goods or services that you can use today, on order a credit report online the understanding that you will repay the order a credit report online lender at a later date. Thats why youll find items such as utility and mobile phone accounts here, as well as credit cards, loans and mortgages.

Are all your accounts listed on your order a credit report online credit report? Every account in your order a credit report online name will affect your credit rating even if a criminal is impersonating you to borrow money.

If you find any accounts you dont recognise, you could be a victim of ID fraud. Did you set up all the accounts in order a credit report online your name? From catalogue shopping to a loan for furniture, you probably have many different types of credit account. Do you know how many credit accounts you've taken out? This entry shows the current balance of each account the amount you have spent order a credit report online and not yet repaid. Are your balances order a credit report online recorded correctly? Lookout for an order a credit report online 8 when checking the account status. credit history It means that a lender has terminated the account because you havent made payments and have failed to come up with a way of putting things right. A defaulted account stays on your credit report for six years and will lower your credit rating. Have you defaulted on your repayments? Are you making your repayments on time and in full? Youll find a key that explains the order a credit report online symbols at the end of this section. Are your repayments up to date? Previous searches show the names of organisations that have seen some or all of the information recorded on your order a credit report online credit report within the past 12 months.